The barn at Larry and Susan's farm burned down, and Susan called the insurance company.©JOKEDEMO.COM

Susan: "We had that barn insured for fifty thousand and I want my money."©JOKEDEMO.COM

Agent: "Wait just a minute, Susan... it doesn't work quite like that. We will determine the value of the old barn and provide you with a new one of comparable worth."©JOKEDEMO.COM

Susan, after a pause: "I'd like to cancel the policy on my husband."